Guides
Basics for new investors plus practical notes on XIRR and the holding-period test. Information only — not advice.
For beginning investors
- Getting started investing — a map for newcomers — A short, human series on why people invest, whether starting is hard, what beginners often look at first, and where to read more. Not financial advice.
- Why people invest — and why cash under the mattress ages — Light and non-advisory: inflation, time, goals, and why “doing nothing” still does something to purchasing power.
- Is it hard to start investing? — Technically often not. Harder parts: calm, patience, and resisting internet tips. A basic overview — not advice.
- What is best to start with? (no “hot stock” tips) — General principles: a cash buffer, horizon, fees, diversification, and why track what you own. Not a recommendation of specific products.
- Useful links for beginning investors — Rates, official sources and educational sites. Links are places to look — not recommendations to trade.
Calculations and records
- How to calculate portfolio XIRR — Practical steps: which cashflows you need, how XIRR differs from ROI and TWR, and pitfalls with fees and dividends.
- Three-year holding test — what to track — Indicative checklist for the Czech securities holding-period test: lots, FIFO, acquisition dates. Not tax advice.